Freeman McMurrick has long been at the forefront of creating insurance programs tailored specifically for golf-related risk.

Over fifteen years of experience has seen us build an in-depth knowledge of the golf marketplace. Many of the country’s top private golf clubs, public courses, social golf groups and individual players are covered by our facilities. At last count, this was for over 700 clubs and 350,000 golfers Australia wide.

Our programs are the only programs that are endorsed by the sports governing body, Golf Australia.

Our golf policies include:

• Club House Insurance Plan (CHIP)
• Personal Insurance Plan (PIP)
• Individual Golfers Insurance (IGI)

Club House Insurance Plan (CHIP)

The Clubhouse Insurance Plan (CHIP) is a packaged insurance program that includes 5 policy types that have been tailored for Australian Golf Clubs.

These include:

• Industrial special risks together with specific golf endorsements including storm damage, flood and malicious damage to greens, bunkers and landscaping
• Public and products liability together with specific golf endorsements including full participation cover extending to members, honorary members, green fee players, corporate day players and guests. Further extensions include pollution liability and professional indemnity
• Machinery and computer breakdown
• Voluntary workers’ personal accident
• Director and officers’ liability including Employment Practices Liability (EPL), clubs liability, superannuation/trustees liability, fidelity and statutory liability

  Contact details:
  Meg Michell
  Ph 03 9211 3710
  Fax 03 9211 3740

Personal Insurance Plan (PIP)

The Golfers' Personal Insurance Plan (PIP) is purchased by golf clubs (private or social) for the benefit of their members.

Our policy covers three important areas:

1. Sporting equipment – covers loss or damage to sporting equipment anywhere in Australia. Cover is provided up to $5,000.
2. Legal liability – covers members for their legal liability while they are on any golf ground in Australia.
3. Personal accident – if a member sustains an injury from specified events as a result of an accident while on golf grounds, they are entitled to certain benefits. This section also contains a death and major injury section.

   Contact details:
   Meg Michell
   Level 50, 80 Collins Street
   Melbourne, Victoria 3000
   Ph 03 9211 3706
   Fax 03 9211 3740

Individual Golfer's Insurance (IGI)

An Individual Golfer's Insurance (IGI) policy is available to any non-professional golfers. The cost for standard cover is $165 per annum inclusive of all charges. The policy has 6 sections of cover:

1. Golf equipment - covers loss or damage to sporting equipment anywhere in Australia. Cover is provided up to $5,000.
2. Legal liability - covers the player for their legal liability while they are on any golf ground in Australia.
3. Personal accident cover - if a player sustains an injury from specified events as a result of an accident while on golf grounds, they are entitled to certain benefits. This section also contains a death and major injury section.
4. Motor vehicle cover – cover is provided up to $1,000 to repair damage to your motor vehicle while parked in within the grounds of a golf club.
5. Motorised golf cart cover – this section provides certain cover for loss or damage to the member's motorised golf carts up to an amount of $5,000 (higher values can be arranged).

   Contact details:
   Rhiannon Howarth
   Level 50, 80 Collins Street
   Melbourne, Victoria 3000
   Ph 03 9211 3717
   Fax 03 9211 3745