Restaurant & Cafe Insurance

Freeman McMurrick's Restaurant & Cafe Insurance Package enables brokers to serve up the right cover

Freeman McMurrick offers brokers a compelling insurance solution for their restaurant client base. Our Industry Specific Restaurant Policy combines property, public & product liability and business interruption insurance to provide restaurateurs with comprehensive coverage.

Key benefits

This policy includes tailored wordings to cover theft, money and glass, with provisions for accidental damage, and optional machinery breakdown and property in transit covers. Assuming the restaurant meets the eligibility criteria for this policy, your client's policy can include:

• Value of assets (building, contents, plant, machinery and stock) – value* elected by you and your client
• Business interruption - value* elected by you and your client
• Public and products liability - up to $20 million
• Accidental damage - full property declared valuu
• Glass - replacement value
• Money - $20,000
• Burglary/theft - $20,000

This policy also includes the ability to package:

• Machinery Breakdown - full property declared value
• Employee Dishonesty - $50,000
• Property in Transit - $50,000 for any one event

This exclusive facility is formed in conjunction with Chartis. Their reliability and service focus have made them a proven player in this sector.

For more information relating to Freeman McMurrick's restaurant & cafe insurance, please contact the Key Business Development Manager in your area.

*This amount must be sufficient to replace the assets or compensate for loss of turnover.